Ref Ahead: 2022


The 2021 Ref Cheat Sheet

  • March 9: initial commit on Github [8]
  • April: app launched
  • June: DAO created
  • July 26–31: REF token auctioned on Skyward
  • August 14: contract paused, following exploit [9]
  • August 19: REF token forked [10]
  • September 3: Farming printer went BRRR [11]
  • October 25: $100M+ TVL
  • October 30: new User Interface deployed
  • November 23: Instant Swap deployed [12]
  • December 20: StableSwap launched [13]

The Future is Decentralised

The Double B

  • Traders: better prices
  • Liquidity Providers (LPs): fairer model (vs winner-takes-all market)

Money, Money, Money

Better Experience

  1. KISS (Keep It Simple, Stupid)
  2. Mobile
  3. eAccessibility
  4. Anti Blockchain

Knowledge is Power

  • 24h Fees and Annualised Fees per pool
  • Arbitrageurs Leaderboard
  • Real-time Ref’s Financials (PNL and Revenue Charts)
  • Twitter Swap Alert bot
  • Volume Leaderboards (all time, monthly, and weekly)
Ref Finance Map

Bridge Them All!


Ref 2022 Roadmap


About Ref Finance

  • Multiple pools in a single contract
  • Ability to trade across pools atomically in a single transaction
  • Customizable swap fee per pool, giving to LPs the possibility to charge higher fees for volatile tokens




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Ref Finance

Ref Finance is the starting point to the NEAR Ecosystem with a leading AMM & a synchronous #DeFi Shard.